"MUST ASK" QUESTIONS AND ESSENTIAL RULES FOR
MOVING TO ECUADOR
Moving anywhere new can be a bit scary, whether to a different city in the US, or a different country- like Ecuador. What is most intimidating however is the lack of information and not speaking Spanish. Hopefully we can make the process less worrisome.
If I don't speak Spanish, is this going create problems?
RULE #1- You will be so much better off if you learn some Spanish, or work with someone who can translate for you until you do. Most small shops are run by people who speak no English. It is frustrating to try and get a repair person or get your telephone hooked up if you cannot communicate!
Can I really live well on $600 or $800 a month?
RULE #2- Many of us make assumptions about life in Ecuador, based on our own life in the United States- or on very favorable magazine articles- and these are often misleading or incorrect. Take what you read with a "grain of salt".
About shipping my stuff- like furniture, cars, and the like. Should I?
RULE #3- We have one solid recommendation: Whatever it is you are thinking of doing that has major consequences- like shipping furniture, buying property, sending large sums of money- get a good lawyer. Do not make any arrangements without checking first with someone in Ecuador who has familiarity with such things.
What should I do about renting or buying? Ecuador offers attractive possibilities for both. If you decide to buy:
RULE #4- Get a good lawyer. Under no circumstances should you exchange money for property with anyone without competent legal representation. If you buy property, make certain every detail of what you are buying, expecting to receive, etc., is in writing. The Ecuadorian legal system is quirky and will supply you no protection or satisfaction after the fact.
Where is the best place to live in Ecuador? How would you answer that question if someone from Europe or South America asked you where is the best place to live in the United States?
Although it is a small, compact country, Ecuador offers a good life for every conceivable desire- urban, rural, mountains, seashore, so you have to give much thought to what you want. If, for example, you want to live in the mountains, remember that, as in the US, living in the Appalachians is vastly different from living in the Rockies.
Do I need a bank? Since 9/11, this has become a big problem everywhere. and opening an account in a country where you are not a citizen is even more problematic. Sometimes not even permitted at all.
RULE #5- Get a good lawyer. You cannot walk into a branch of any large bank and just open an account. Even in your own country you must furnish certain documentation to prove who you are.
What about Standard and Cost of Living? The opportunity to raise your standard of living without raising the cost of living is substantially higher in Ecuador than in the States. Dollar for dollar, your money goes much further in South America. Costs in rural or remote areas will be lower than in the cities- just as in the US. You should consider, however, that Ecuador does not have social security
and social support systems in place as you have in North America. It is unrealistic to move to Ecuador on the assumption you can get by on $600/month, unless you are quite self-sufficient, have very modest expectations, and don't require much beside food and shelter. Remember RULE #2.
What about loneliness? One of my United States clients writes:
Moving to Ecuador can be quite lonely, especially if you are not fluent in Spanish. Naturally, most North Americans want to know about "expat" communities. Social groups, as well as commercial and support services, vary from location to location, and you have to balance these according to other needs. In Cotacachi, near Otovalo, which American Gary Scott has been
extolling for years, there is a sizable American community. For my disabled wife and me, however, the area has an insufficient level of services. Where we live, just outside Quito, there are a number of Americans and lots of services, but I do not have the sense of any semblance of an organized expat community.
Is Ecuador Safe? This is always on everyone's mind. Our area (Cumbaya) is totally safe and we have never felt threatened in any way, nor "put upon" because we are taken to be rich Gringos. However, this is not true country-wide.
Our home is across the street from a wonderful, private university, and the community is well-to-do by Ecuadorian standard. Perhaps our sense of safety and level of confidence is influenced by the " prevention orientation" in place: It is gated, with an armed guard. The cost is shared by the community, and is not expensive.
Should we buy a car? In the US, with our suburban orientation, owning a car is almost assumed. This is quite different in Ecuador. Registration is complicated and licensing is a process chocked with red tape. You will need a professional "go between" to get everything accomplished.
To bring this all together, what you need more than anything else is a plan and some common sense.
RULE #6- Have a plan which considers all your wishes, dreams and needs. Make a list. Where we decided to locate was greatly influenced by being a "special needs" couple. While we may have loved to live in Otovalo or Cotacachi, distance from adequate hospital facilities dictated otherwise. Being in a wheelchair virtually excluded the entire Pacific coastline/beach scene. Preferring cooler
temperatures made the higher elevations more appealing. If you have young children, nearness to private schools will likely eliminate some of the more remote areas. Give your list the greatest degree of honest scrutiny. |